Soft Corner of Tejas Lakhani

A naked drunken woman boards a cab in New York one night. The driver of the cab, a typical Indian, keeps staring at her, and doesn’t start the cab.

Woman: Haven’t you ever seen a naked woman before ???

Indian driver: cool down lady, I’m not staring at you..I am just wondering where have you kept the money to pay me??

Moral: This is what most American and European banks failed to do: Assessing repayment capacity before enjoying the exposure !!!